Home purchase & mortgage advice
Understand the tax implications of buying a home.
- Insight into mortgage interest deductions
- Explanation of box 3 and property taxation
- Check for subsidies and tax schemes
4.9/5 Google Reviews
Tax advice on buying or renting out property
Transfer tax (8% in 2026), eigenwoningforfait, Box 3 assumed return of 5.88% — we calculate what property actually nets you. From €249.
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Tax advice for property
Jan de Belastingman gives you clear insight into property-related tax matters.
Second home & rental
Clarity on box 3 implications and the taxation of rental income for investment properties or holiday homes.
- Tax considerations when buying a home
- Insight into taxes on rental income
- Advice on buying or selling property
Renovation & sustainability
Learn which renovation costs or energy-saving measures qualify for tax benefits or specific subsidies.
- Options when life circumstances change
- Advice on energy-saving investments
- Insight into deductible costs
What our clients say
CUSTOMER REVIEWS
Why 3,400+ people in the Netherlands trust us
4.9
Google Reviews
Daniel Gold
31 reviews on Google
“Mila and team were super responsive to my requests and came up with a very well priced package that perfectly addressed my needs. I didn't end up using the full package and they even refunded what I didn't use. Highly recommend!”
AS
Alvi Safira Syarifuddin
Local Guide · 12 reviews
“At first I wasn't so sure that a report would be enough to help me manage my issue alone, but all the steps are so clear that it was super easy! Definitely recommended and great value for the price!”
Robin Schirmer
Review on Google
“I really enjoyed using Jan de Belastingman. Super straightforward and helpful service. Highly recommend if you are looking to outsource your tax preparation.”
Gabriela Uzunova
Review on Google
“Would recommend for sure! Really helped me figure out how to claim back money from my income tax return and with really clear steps! Thank you!”
How it works
Jan de Belastingman makes tax advice clear
Four clear steps. No hassle. You provide the information, we take care of the rest.
We map your situation
Need advice on a specific topic? We start by getting a clear picture of your situation. You securely upload your documents, so we have a complete overview.
Expert review
Our tax advisors get straight to work, reviewing your situation and determining the best approach for you.
Strategic advice plan
You receive a clear, structured report with clear answers to your questions. We explain the available options and their financial impact for you.
Personal follow-up
We schedule a video call to go through the advice together, answer your questions, and help you decide on the next steps.
Our promises
The 3 promises of Jan de Belastingman.
Whatever your situation is, we handle your taxes personally, carefully, and fast.
Fixed price upfront, no surprises
Response within 1 business day
One dedicated expert, reachable by email and phone
Get started in 2 minutes
Get your fixed price within 1 business day
Leave your details. A tax specialist from our team reviews your situation and confirms the fixed price within 1 business day.
4.9/5 Google Reviews
- You fill in this formYou can upload documents later.
- A tax specialist contacts you within 1 business dayBy email or phone, whichever you prefer.
- You get a fixed price upfrontAgreed? Then we get to work. No obligation until then.
Property and tax in the Netherlands
Buying property as an investment or second home? The tax rules differ significantly from your primary residence. Below are the current figures for 2026.
Transfer tax (investment)
8% (2026)
Reduced from 10.4% in 2025. For a primary residence, only 2% transfer tax applies.
Rental property tax
Box 3 (36%)
Deemed return of 6.00% (2026) on the WOZ value. Effective tax approximately 2.16% of WOZ value per year.
Mortgage interest deduction
Not for investment
Mortgage interest deduction only applies to your primary residence (Box 1). Investment property falls under Box 3 and does not qualify.
Starter exemption
0% up to €555,000
Buyers aged 18-35 pay no transfer tax on their first home up to a property value of €555,000 (2026).
NHG limit
€470,000 (2026)
With National Mortgage Guarantee you benefit from a lower mortgage rate and NHG covers you in case of payment difficulties. Guarantee fee: 0.40%.
Deemed rental value
0.35% of WOZ
For properties with a WOZ value between €75,000 and €1,350,000. Above €1,350,000, the villa rate of €4,725 + 2.35% applies on the excess.
Sources: Dutch Tax Authority
FAQ
Still have questions? We have answers
No matter your tax question, Jan de Belastingman is here for you. Don't see your question? Get in touch .
We advise on mortgage interest deductions, box 3 implications of second homes or rental properties, tax-efficient buying and selling strategies, deductible renovation costs, and energy-saving subsidies.
Absolutely. We believe advice is only valuable if you understand it. That's why we avoid complicated tax jargon and explain everything in clear language, with concrete examples. So you know exactly what your options are and what the financial impact is.
Yes, absolutely. We work fully GDPR-compliant and use secure connections. Your data is stored encrypted and is only accessible to your assigned fiscal specialist.
A property advisory process starts from €249. After your intake, we assess your situation and share a clear price estimate upfront. No surprises. No fine print.
Certainly. Step 4 of our process is a personal video call where we go through the report together. During this conversation, we answer all your questions and discuss how you can implement the recommended steps.
What drives us
Tax matters don't have to be complicated. We make sure you know exactly where you stand and that you never pay more than necessary.
Our team of tax specialists helps you with carefully prepared tax returns and clear tax advice. We consider your situation, explain your options in plain language and help you decide on the next step.